Terms of Service
Last updated: January 15, 2026
Acceptance of Terms
By accessing and using RetireWise, you accept and agree to be bound by the terms and provisions of this agreement.
Use of Service
RetireWise provides retirement planning calculators and tools for informational and educational purposes only.
You may use our calculators free of charge. All calculations are performed in your browser, and we do not store your personal financial information on our servers.
Financial Disclaimer
⚠️ Important Disclaimer
The calculators and information provided by RetireWise are for educational and informational purposes only and should not be considered professional financial, investment, or tax advice.
- All calculations are estimates based on the inputs you provide
- Actual investment returns, tax rates, and other factors may vary significantly
- Past performance does not guarantee future results
- You should consult with a qualified financial advisor before making major financial decisions
- We make no warranties about the accuracy, completeness, or reliability of the calculations
Limitation of Liability
RetireWise and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the service or reliance on the calculations provided.
No Warranties
The service is provided "as is" without any warranties, express or implied. We do not warrant that the service will be uninterrupted, error-free, or free from viruses or other harmful components.
User Responsibilities
You are responsible for:
- Entering accurate information into the calculators
- Verifying calculations and consulting with professionals before making financial decisions
- Understanding the limitations and assumptions of each calculator
- Using the service in compliance with applicable laws
Intellectual Property
The content, design, and functionality of RetireWise are protected by copyright and other intellectual property laws. You may not copy, reproduce, or distribute any content without permission.
Changes to Terms
We reserve the right to modify these terms at any time. Continued use of the service after changes constitutes acceptance of the modified terms.
Governing Law
These terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles.
Contact
If you have questions about these terms, please contact us through our website.